Evaluate is a monitoring and MIS solution offered by DecTech Solutions.

Evaluate is a flexible tool that can import data from any source and generate user-driven reports without the necessity of programming.

Historically many finance and telecommunication organisations have relied on operational reports generated by host systems to provide them with the MIS they need to make business decisions. But there is a significant difference between operational reports and monitoring/MIS reports. Operational reports are needed to make decisions about productivity, technology, accounting and the daily operation of the business. But monitoring and MIS reports are completely different – they are needed for the following reasons:

• To quickly answer business questions asked by Management, Sales, Marketing, Credit Policy and Credit Control;
• To review business strategies and formulate new ones to continually improve your organisation’s business objectives;
• To monitor credit scorecards, scorecard characteristics, reject rates, scorecard strategies and scorecard overriding;
• To monitor acquisition strategies – by application demographics, source channels, geography, product type etc;
• To monitor customer management strategies and overall portfolio health – in areas such as delinquency, collections and recoveries/flowdown/credit losses, spending, interest income, profit, Champion/Challenger strategy testing etc.

Evaluate can be used to import data from any source, such as an application processing system, account management system, data warehouse etc. Evaluate can also be used as the reporting tool for Activate (DecTech’s credit application processing solution) and Prodigy (DecTech’s behavioural scoring and customer management solution).

Business benefits

• Answer business questions quickly and accurately;
• Produce reports as and when required, without the need for programming;
• Monitor portfolio health regularly, address problem areas quickly and continually improve business strategies using up-to-date information;
• Provide Management and key business areas such as Sales, Marketing, Credit Policy and Credit Control with the data they need to make decisions;
• Closely monitor the acquisition of new customers by source channel, demographics, geography, product type etc;
• Monitor credit scorecards to ensure their effectiveness, and trigger an alert if the scorecard has deteriorated significantly such that it needs fine tuning or redevelopment.

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